FERS Buyback & Pension Estimator
Calculate your deposit cost and estimated pension increase.
Updated for 2026 Rates
Includes Break-even Analysis
1 Deposit Details
$
Total from RI 20-97 form.
2 Pension Impact
$
Awaiting Input
Fill in your details on the left to see the cost vs. benefit analysis.
Total Deposit Cost
$0.00
Principal: $0.00
•
Interest: $0.00
Lifetime Pension Increase
$0.00
Based on 20 years of retirement
Is it worth it? (Break-even Analysis)
Monthly Pension Increase
$0.00
Gross Amount
Time to Recoup Cost
0 Months
After Retirement
Return on Investment
0%
1st Year ROI
After X months, every check is pure profit.
| Year | Rate | Interest | Balance |
|---|
